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Please let me know about your plan and stratagy. I’m interested in.
Hope fully,
Purna

Here i want to point something:-
As mentioned[
Our benefit:
1) Only save Rm200 minimum monthly and bank will pay Rm800 interest for active account.(abount 33% interest p.a)
2) Guaranteed Periodically and Sustainable return.
3) Free 30k Insurance
4) Tax Relief & Tax Free Income
5) Introduce people to save will get extra bonus
]

For benefit number 1), RM800 is 8% from the total sum insured (mentioned in 3) FREE 30k insurance),and divided by 3years, which is RM2400/3 = RM800. (you’ll get the “guaranteed interest” ONLY if you active, and get the first interest 8%, and the rest of interest every 3years intervals, 10% each for 6th, 9th, 12th, 15th, 18th years, which made a total of 58% of 30k sum insured)
What i want to share here is, the *(abount 33% interest p.a)* that mentioned in number 1, it’s not true. If you have pen and paper, do some calculation by writing down something like this :
Total % RM Total Return rate
Years Saving Interest Interest Interest @ end of year
1 2400 2400/7200
2 4800 *100% / 3yr
3 7200 8 2400 2400 11.11%

4 9600 5400/14400
5 12000 *100% / 6yr
6 14400 10 3000 5400 6.25%

7 16800 8400/21600
8 19200 *100% / 9yr
9 21600 10 3000 8400 4.32%

10 24000 11400/28800
11 26400 *100% / 12yr
12 28800 10 3000 11400 3.3%

13 31200 14400/36000
14 33600 *100% / 15yr
15 36000 10 3000 14400 2.67%

16 38400 17400/43200
17 40800 *100% / 18yr
18 43200 10 3000 17400 2.24%

19 45600 30000/50400
20 48000 *100%/21yr
21 50400 42 12600 30000 2.83%
*For all the guaranteed interest rate, i studied from Amassurance.com.my, you can verify @ there.
So, from the above calculation, i can see that the return rate is not 33% p.a as stated… please be careful before contracting any insurance related policy.